Bankruptcy News & Blog

Bankruptcy News & Blog

Scam Targets Bankruptcy Filers

Phone scammers are targeting bankruptcy filers in several states, using personal information from filings and posing as attorneys to get intended victims to immediately wire money to satisfy a debt. The National Association of Consumer Bankruptcy Attorneys issued a warning that “Under no circumstances would a bankruptcy attorney or staff member telephone a client and ask […]

Bankruptcy News & Blog

Reverse Mortgage Loans

A number of our clients have used reverse mortgages responsibly – like anything, there are lenders in the industry trying to take advantage of people, but if you find someone you trust, and have proper representation, a reverse mortgage can be a good fit.

Bankruptcy News & Blog

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Karen Arndt, 60, has tinkered with several retirement calculators, and they all generate the same finger-wagging advice: Keep working, they seem to warn. You’re not even close.

Bankruptcy News & Blog

Can any Taxes be Forgiven in a Chapter 7?

Yes.  The interplay of the tax codes and the Bankruptcy Code is complex, but in somewhat oversimplified terms, if a tax return creating a tax debt was filed more than three years before the filing of the Chapter 7 petition, the tax debt can be discharged. Stated another way, if a Chapter 7 petition is […]

Bankruptcy News & Blog

Why is Chapter 7 the Best Option for Some People

Sometimes people simply cannot repay their creditors, no matter how good their intentions.  A Chapter 7 forgives a Debtor of most, if not all, of their debts.  A few exceptions are: most taxes child support and/or alimony most student loans court fines and criminal restitution debt arising out of personal injury caused by driving drunk […]

Bankruptcy News & Blog

Cases in Review: February, 2015

“Cases in Review” highlights recent cases that may by of particular interest to consumer bankruptcy practitioners   It is brought to you by Consumer Bankruptcy Abstracts & Research and the National Consumer Bankruptcy Rights Center.

Bankruptcy News & Blog

Student Loan Flow Charts

Use these charts to help you understand student loan options and processes.

Bankruptcy News & Blog

Student Loan Primer

This primer is intended to provide you with an introduction to the subject matter, and does not provide legal advice. The document contains hypertext links to websites created and maintained by other organizations. These links are provided for your convenience, and are not intended to endorse any views expressed on the outside sites, or endorse […]

Bankruptcy News & Blog

What to Do If You Become a Victim of Identity Theft

by Bernard Pragides If you have had identity theft or frauds occur, there are some steps to take to report the fraudulent activity. And there are steps to follow to retake control of your life.  Follow each according to the information you have about the fraudulent activity. Being by calling in and reporting whatever information […]

Bankruptcy News & Blog

The Ten Consumer Commandments

By following these “10 Consumer Commandments” you should have fewer hassles and reduce your chances of falling for a scam. 1. Thou shalt not assume.  Many consumer problems are created by simple misunderstandings that result in major problems. The best way to keep this from happening is to ask lots of questions. Don’t assume the […]