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3 Locations to Serve You

Charleston
3955 Faber Place
N.Charleston, SC  29405
Ph:  (843) 767-8888
Toll Free: 1-800-444-1339		 Columbia
2015 Assembly St.
Columbia, SC  29201
Ph: (803) 779-5365
Toll Free: 1-800-446-9396		 Myrtle Beach
610 19th Ave. North
Myrtle Beach, SC 29577
Ph:  (843) 946-6427
Toll Free: 1-800-444-1339

Please email Mr. Drose at michaeldrose@droselaw.com or use this contact form.

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Drose Law Firm, Columbia South Carolina, Charleston South Carolina, Myrtle Beach South Carolina. Bankruptcy laws are federal laws and are the same in every state, although some interpretations of the laws are regional. These laws are found in title 11 of the U.S. Code. The bankruptcy laws are divided into chapters. There are two chapters relevant to consumer cases: Chapter 7 bankruptcy- "straight bankruptcy" - the person owing money (called the "Debtor") submits information to show all assets and all liabilities; a Trustee is appointed to determine if the Debtor has any assets which can be taken and sold. If no assets are available (as in most of the bankruptcy cases we file under this bankruptcy Chapter), and no bad acts have been committed by the Debtor, most debts are forgiven (a few exceptions are discussed below); liens on assets have to be paid if the property is to be kept. Chapter 13 bankruptcy - "wage earner" - the Debtor submits information to show all assets and all liabilities; a Trustee is appointed to oversee the restructuring of debts. Creditors are paid back in whole or in part as requested by the Debtors, and as approved by the bankruptcy court. If you are looking for a Bankruptcy attorney in SC, please consider Drose Law Firm, bankruptcy lawyers in SC.