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Our Firm

"When you've tried everything, and still can't pay your bills,
let me give you some experienced advice."

Michael Drose
Certified Bankruptcy Specialist
South Carolina Supreme Court

Bankruptcy law is our only practice.  We specialize in consumer - creditor / debtor law because we want to help people get a fresh start through the available laws.  When searching for a bankruptcy attorney, please keep in mind that the state Supreme Court has recognized only 50 lawyers in the state of South Carolina as specialists in bankruptcy. Whether you are behind with your payments, or just feeling overwhelmed, you may need the help that the bankruptcy laws can provide.  We can help you use the bankruptcy laws in your favor to stop foreclosure or repossession, end or reduce your credit card debts, or even resolve your tax problems.  It is all we do, and we do it well.
Banktuptcy Attorneys - Drose Law Firm
Charleston 1-800-444-1339
Columbia 1-800-446-9396
Myrtle Beach 1-800-444-1339

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Drose Law Firm, Columbia South Carolina, Charleston South Carolina, Myrtle Beach South Carolina. Bankruptcy laws are federal laws and are the same in every state, although some interpretations of the laws are regional. These laws are found in title 11 of the U.S. Code. The bankruptcy laws are divided into chapters. There are two chapters relevant to consumer cases: Chapter 7 bankruptcy- "straight bankruptcy" - the person owing money (called the "Debtor") submits information to show all assets and all liabilities; a Trustee is appointed to determine if the Debtor has any assets which can be taken and sold. If no assets are available (as in most of the bankruptcy cases we file under this bankruptcy Chapter), and no bad acts have been committed by the Debtor, most debts are forgiven (a few exceptions are discussed below); liens on assets have to be paid if the property is to be kept. Chapter 13 bankruptcy - "wage earner" - the Debtor submits information to show all assets and all liabilities; a Trustee is appointed to oversee the restructuring of debts. Creditors are paid back in whole or in part as requested by the Debtors, and as approved by the bankruptcy court. If you are looking for a Bankruptcy attorney in SC, please consider Drose Law Firm, bankruptcy lawyers in SC.