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What to Do If You Become a Victim of Identity
Theft
by Bernard Pragides
If you have had identity theft or frauds occur, there are some steps to
take to report the fraudulent activity. And there are steps to follow
to retake control of your life. Follow each according to the
information you have about the fraudulent activity.
- Being by calling in and reporting whatever
information you have to your local authorities, even if it's online
fraud. Law enforcement may want to send out someone to take a report or
ask you to come in to file one.
- If there was a company involved in the fraud
and you have information about them, contact the Better Business Bureau
and fill out a report. This can be down quickly and easily online by
starting at: http://www.bbb.org .
- Along with #2 above, contact the Attorney
General's Office for that state in the U.S.A. Simply key in "attorney
general office of (state you are in)" to search engines for online
information and complaint / fraud forms.
- If the fraud occurred via the telephone,
contact the Federal Trade Commission (FTC) by calling toll-free:
1-877-ID THEFT (877-438-4338); TDD at 202-326-2502. Contact them by
mail in care of the: Consumer Response Center, FTC; 600 Pennsylvania
Avenue, N.W.; Washington, DC 20580, USA.
- If the fraud involved the post office, contact
them for more information. Their website with plenty of contact details
is at: http://www.usps.com or call them at: General Information
1-800-ASK-USPS® or (800) 275-8777.
- If any checks were involved in fraudulent
activity, contact your bank and close the account immediately. Then
follow up with any of the following check companies involved as needed
(ask your banker or accountant):
Equifax -- (800) 437-5120 CrossCheck -- (800) 552-1900 CheckRite --
(800) 766-2748 ChexSystems -- (800) 428-9623 National Processing Co.
(NPC) -- (800) 526-5380 TeleCheck -- (800) 710-9898 SCAN -- (800)
262-7771
- If you believe or know that your social
security number has been compromised, contact the Social Security
Administration at:
Social Security Administration Office of Public Inquiries
Windsor Park Building
6401 Security Blvd.
Baltimore, MD 21235
Call 800-269-0271 http://www.ssa.gov
- If you need to inform the Internal Revenue
Service (IRS), they have a procedure, their "1.13 IRS Procedures:
Reporting Fraud" online at: http://www.irs.gov/faqs/faq1-13.html for
more details and how to file a report. Write to them in care of:
Internal Revenue Service Fresno, CA 93888
- Print out this list for emergencies and handy
reference. And share it with your friends and loved ones to protect and
help them in the event of identity fraud and theft.
About the Author
Bernard Pragides is an author and offers expert advice and tips
regarding identity theft. Please visit his site
http://www.IdentityProtek.com for more helpful information .
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