Bankruptcy News & Blog

Do I Need To Hire A Bankruptcy Attorney?

Do I Need To Hire A Bankruptcy Attorney?

One question people often have when they are facing bankruptcy is if they need to hire a bankruptcy lawyer.  Our next series of articles will address this question and offer a brief overview outlining some of the advantages of hiring a bankruptcy attorney. A Bankruptcy Attorney Understands What You Can And Cannot Do If filing […]

What Can I Expect After Filing Bankruptcy?

What Can I Expect After Filing Bankruptcy?

Some people are apprehensive about filing bankruptcy because they do not know what to expect. There is little worse than hiring a bankruptcy lawyer that leaves you in the dark. As an experienced bankruptcy attorney, I take time to educate my clients on the process of filing bankruptcy. Charleston residents have come to trust me, […]

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Do These Things if You Are Considering Filing Bankruptcy

Considering bankruptcy?  If so, there are some things that bankruptcy attorneys advise that you do and don’t do before filing.  Let’s take a look: Make a List of Your Assets Making a list of your assets is a must.  If you wish to get a head start, you can begin making your list before meeting […]

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Will I Lose My Home If I File Bankruptcy?

Probably one of the most common questions bankruptcy lawyers are asked by clients is if they will lose their home when they file bankruptcy. While each individual circumstance is different, in most cases, you will not lose your home. However, you will still be required to make your mortgage payments if you wish to keep […]

Help! I’ve Filed Bankruptcy But Creditors Keep Calling

Help! I’ve Filed Bankruptcy But Creditors Keep Calling

Theoretically, when you file bankruptcy, your creditors should stop calling you.  You may still be contacted by creditors until your bankruptcy notice fully processes.  However, there are some debt collectors who may be relentless and still choose to contact you. If this happens, there are a few steps you can take. Tell Them You Have […]

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Do I Qualify for Chapter 7 Bankruptcy?

There are two types of bankruptcy options that a bankruptcy attorney can file: Chapter 7 and Chapter 13. Under Chapter 7 bankruptcy, most unsecured debt is discharged.  Chapter 13 bankruptcy is a debt reorganization and consolidation. Not everyone qualifies to file Chapter 7 bankruptcy.  If you wish to consider Chapter 7, your bankruptcy lawyer will […]

Medical Debt

This charity plans to buy out $278 million of medical debt

A national charity has announced it will buy out the unpaid health care bills of 82,000 low-income patients. RIP Medical Debt has reached a deal to buy $278 million in debt from Ballard Health, according to The Wall Street Journal. Many of those patients never should have been billed at all under the hospitals’s financial-aid […]

Common Myths About Bankruptcy

Common Myths About Bankruptcy

(part two) We are continuing our series on debunking common myths about bankruptcy.  Our previous article emphasized the importance of disclosing all of your debts to your bankruptcy attorney.  We also discussed certain debts that are often not eligible for discharge including child support, alimony, tax debt and liens.  Today, we will look at two […]

What Debts Can Bankruptcy Eliminate?

What Debts Can Bankruptcy Eliminate?

One question bankruptcy lawyers are often asked is, “what debts can bankruptcy eliminate?” While the exact answer depends on the type of bankruptcy being filed and your overall situation, in many cases, bankruptcy will discharge most types of unsecured debt.  Let’s take a closer look: Various Types of Unpaid Bills Unsecured debt is debt that […]

Debunking Common Myths About Bankruptcy

Debunking Common Myths About Bankruptcy

There are many myths about bankruptcy.  While it does eliminate the burdens of most debt, some debt is exempt.  The Drose Law Firm is comprised of bankruptcy attorneys who are direct and up front when discussing the different types of bankruptcy options with clients.  Our next series of articles will debunk some common myths about […]