Some people are apprehensive about filing bankruptcy because they do not know what to expect. There is little worse than hiring a bankruptcy lawyer that leaves you in the dark. As an experienced bankruptcy attorney, I take time to educate my clients on the process of filing bankruptcy. Charleston residents have come to trust me, which is why I am one of the most respected bankruptcy attorneys in the Lowcountry. Our next series of articles will discuss what you can expect to happen after you file Chapter 7 bankruptcy.
Once your bankruptcy attorney has filed Chapter 7, an automatic stay will go into effect. This essentially keeps creditors from contacting you, garnishing your wages or bank accounts, or taking any legal action against you. Be sure to inform your bankruptcy lawyer if you receive harassing calls or correspondence from your creditors after the automatic stay goes into effect.
A trustee will be assigned to you. Your trustee will review your filings and be present along with your bankruptcy attorney during your creditor meeting.
Your creditors may choose to send you a reaffirmation agreement to not have their debt discharged. If you receive one of these give it to your bankruptcy attorney to review before signing.
Our next article will cover more of what you can expect to happen after your bankruptcy lawyer files Chapter 7.
The Drose Law firm has more than 30 years of experience handling bankruptcy. Charleston bankruptcy lawyers are not all equal and many also practice other types of law. Our bankruptcy attorney only handles bankruptcy and creditor debtor law. If you’ve tried everything else or are ready to consider bankruptcy, we will be here for you. Give us a call to schedule a consultation today.